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Two friends plan their spending in a notebook

Security

Your face or your passcode on every payment, a card you can freeze from the lock screen and real people on support when something looks off.

  • 1 tapto freeze a card
  • 24/7people on support
Two friends plan their spending in a notebook

Security

Your face or your passcode on every payment, a card you can freeze from the lock screen and real people on support when something looks off.

  • 1 tapto freeze a card
  • 24/7people on support
Two friends plan their spending in a notebook

Security

Your face or your passcode on every payment, a card you can freeze from the lock screen and real people on support when something looks off.

  • 1 tapto freeze a card
  • 24/7people on support

Security

Every payment needs you. Freeze the card in a second, unlock with your face, and reach a person at any hour.

Card controls

Lost it? Freeze it.

One switch stops every payment. Flip it back when the card turns up in yesterday's coat.

Protected, per person

£85,000

Your balance sits in a ring-fenced account at a regulated partner bank, apart from our own money.

Face ID

Only your face

Hover to scanScanningUnlocked

Humans, 24/7 · reply in 2 min

Is this £18.50 charge mine?

Tom here. Yes: your share of dinner at Olive last night.

A person, any hour

Security

Every payment needs you. Freeze the card in a second, unlock with your face, and reach a person at any hour.

Card controls

Lost it? Freeze it.

One switch stops every payment. Flip it back when the card turns up in yesterday's coat.

Protected, per person

£85,000

Your balance sits in a ring-fenced account at a regulated partner bank, apart from our own money.

Face ID

Only your face

Hover to scanScanningUnlocked

Humans, 24/7 · reply in 2 min

Is this £18.50 charge mine?

Tom here. Yes: your share of dinner at Olive last night.

A person, any hour

Security

Every payment needs you. Freeze the card in a second, unlock with your face, and reach a person at any hour.

Card controls

Lost it? Freeze it.

One switch stops every payment. Flip it back when the card turns up in yesterday's coat.

Protected, per person

£85,000

Your balance sits in a ring-fenced account at a regulated partner bank, apart from our own money.

Face ID

Only your face

Hover to scanScanningUnlocked

Humans, 24/7 · reply in 2 min

Is this £18.50 charge mine?

Tom here. Yes: your share of dinner at Olive last night.

A person, any hour

In detail

The short version is above. Here is what stands behind it, with the real controls: try them.

Two people reading together at a kitchen table

Payee checkTry it

Pick who you are paying

01Your money

Kept apart from ours.

What you hold in Florin sits in a ring-fenced account at a partner bank, never mixed with the money we run the company on. And before a payment leaves, we check the name on the other side.

  • Held apart at a regulated partner bank
  • The payee's name is checked before you pay
  • A pause on anything that looks unlike you
A man smiling at his phone on a sofa

Signed in

  • iPhone 15 ProLondon · nowThis phone
  • MacBook AirChrome · London · 2 h ago
  • iPad miniSafari · Lisbon · 3 days ago

02Your account

Only you get in.

A new phone has to be approved from the old one. Every device that is signed in stands on one list, and one tap signs any of them out, from wherever you are.

  • Face, fingerprint or PIN for every payment
  • New devices approved from your phone
  • Sign out a lost device from anywhere
A woman with her phone at a café window at dusk

Card controlsTry it

Daily limit£500a day

03Your card

Your rules on the plastic.

Decide where the card works and how much it may spend in a day. Change your mind as often as you like: it counts before the next tap.

  • Switch off online, contactless or cash machines
  • A daily limit you set yourself
  • No numbers printed on the card

Our side of it

Five lines we do not cross. Pick one for the reason.

01Why

We earn from paid plans and card payments. Who you had dinner with is not a product, and it is not for sale.

Lost or stolen

From «where is it» to paying again, without a phone queue. Walk through it.

Talk to a person
  1. Freeze it

    Open Cards and flip the switch. Every payment stops that second; your pots and your balance stay where they are.

    Card active
  2. Tell us it's gone

    Tap «Report lost or stolen». No phone queue and no forms: two questions, both of them yes or no.

    Report
  3. Keep paying

    A new card with new numbers is in your phone wallet at once and in the post within a day. The old one is dead for good.

    New card

In detail

The short version is above. Here is what stands behind it, with the real controls: try them.

Two people reading together at a kitchen table

Payee checkTry it

Pick who you are paying

01Your money

Kept apart from ours.

What you hold in Florin sits in a ring-fenced account at a partner bank, never mixed with the money we run the company on. And before a payment leaves, we check the name on the other side.

  • Held apart at a regulated partner bank
  • The payee's name is checked before you pay
  • A pause on anything that looks unlike you
A man smiling at his phone on a sofa

Signed in

  • iPhone 15 ProLondon · nowThis phone
  • MacBook AirChrome · London · 2 h ago
  • iPad miniSafari · Lisbon · 3 days ago

02Your account

Only you get in.

A new phone has to be approved from the old one. Every device that is signed in stands on one list, and one tap signs any of them out, from wherever you are.

  • Face, fingerprint or PIN for every payment
  • New devices approved from your phone
  • Sign out a lost device from anywhere
A woman with her phone at a café window at dusk

Card controlsTry it

Daily limit£500a day

03Your card

Your rules on the plastic.

Decide where the card works and how much it may spend in a day. Change your mind as often as you like: it counts before the next tap.

  • Switch off online, contactless or cash machines
  • A daily limit you set yourself
  • No numbers printed on the card

Our side of it

Five lines we do not cross. Pick one for the reason.

  1. We earn from paid plans and card payments. Who you had dinner with is not a product, and it is not for sale.

  2. Not by phone, not by e-mail, not in chat. Anyone who asks for it is not us, however well they know your name.

  3. Your balance is held apart at a partner bank. We do not invest it, lend it or borrow against it.

  4. There is no «safe account». If a caller asks you to move money, hang up and message us from the app.

  5. What a payment costs is on the screen before you confirm it. If it is not on the screen, it does not exist.

Lost or stolen

From «where is it» to paying again, without a phone queue. Walk through it.

Talk to a person
  1. Freeze it

    Open Cards and flip the switch. Every payment stops that second; your pots and your balance stay where they are.

    Card active
  2. Tell us it's gone

    Tap «Report lost or stolen». No phone queue and no forms: two questions, both of them yes or no.

    Report
  3. Keep paying

    A new card with new numbers is in your phone wallet at once and in the post within a day. The old one is dead for good.

    New card

In detail

The short version is above. Here is what stands behind it, with the real controls: try them.

Two people reading together at a kitchen table

Payee checkTry it

Pick who you are paying

01Your money

Kept apart from ours.

What you hold in Florin sits in a ring-fenced account at a partner bank, never mixed with the money we run the company on. And before a payment leaves, we check the name on the other side.

  • Held apart at a regulated partner bank
  • The payee's name is checked before you pay
  • A pause on anything that looks unlike you
A man smiling at his phone on a sofa

Signed in

  • iPhone 15 ProLondon · nowThis phone
  • MacBook AirChrome · London · 2 h ago
  • iPad miniSafari · Lisbon · 3 days ago

02Your account

Only you get in.

A new phone has to be approved from the old one. Every device that is signed in stands on one list, and one tap signs any of them out, from wherever you are.

  • Face, fingerprint or PIN for every payment
  • New devices approved from your phone
  • Sign out a lost device from anywhere
A woman with her phone at a café window at dusk

Card controlsTry it

Daily limit£500a day

03Your card

Your rules on the plastic.

Decide where the card works and how much it may spend in a day. Change your mind as often as you like: it counts before the next tap.

  • Switch off online, contactless or cash machines
  • A daily limit you set yourself
  • No numbers printed on the card

Our side of it

Five lines we do not cross. Pick one for the reason.

  1. We earn from paid plans and card payments. Who you had dinner with is not a product, and it is not for sale.

  2. Not by phone, not by e-mail, not in chat. Anyone who asks for it is not us, however well they know your name.

  3. Your balance is held apart at a partner bank. We do not invest it, lend it or borrow against it.

  4. There is no «safe account». If a caller asks you to move money, hang up and message us from the app.

  5. What a payment costs is on the screen before you confirm it. If it is not on the screen, it does not exist.

Lost or stolen

From «where is it» to paying again, without a phone queue. Walk through it.

Talk to a person
  1. Freeze it

    Open Cards and flip the switch. Every payment stops that second; your pots and your balance stay where they are.

    Card active
  2. Tell us it's gone

    Tap «Report lost or stolen». No phone queue and no forms: two questions, both of them yes or no.

    Report
  3. Keep paying

    A new card with new numbers is in your phone wallet at once and in the post within a day. The old one is dead for good.

    New card

Free on iPhone and Android

Two minutes to set up, no card needed. Add the table, tap who owes what, and the bill is square before the coats are on.

  • 4.8★from 61,000 ratings
  • 2 minto set up
  • £0to split, always

Free on iPhone and Android

Two minutes to set up, no card needed. Add the table, tap who owes what, and the bill is square before the coats are on.

  • 4.8★from 61,000 ratings
  • 2 minto set up
  • £0to split, always

Free on iPhone and Android

Two minutes to set up, no card needed. Add the table, tap who owes what, and the bill is square before the coats are on.

  • 4.8★from 61,000 ratings
  • 2 minto set up
  • £0to split, always

London1,204bills being split

Get the app

Can't decide who pays? Flip the florin.

Made for the people you eat with

Florin

London1,204bills being split

Get the app

Can't decide who pays? Flip the florin.

Made for the people you eat with

Florin

London1,204bills being split

Get the app

Can't decide who pays? Flip the florin.

Made for the people you eat with

Florin

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